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Team Insurance & Financial Services, Inc., Ukiah, Ca.


At Team Insurance we specialize in getting you the information to make wise choices. We tend to use higher deductibles for insurance plans because in the short and long term this saves you money. We feel if insurance premiums in one area are lower, you then have more money to save and invest for you and your families future.

Financial Services

We can also help with budgeting and other financial education so you can reach long term goals whether they be college education, retirement, paying off your house or planning to give or receive an inheritance.

Golden Eagle Insurance

Team Insurance & Financial News

Federal Terrorism Risk Insurance Act (TRIA) Impact on Workers’ Comp

Because of the significant financial impact of the Sept. 11, 2001 terrorist attacks, Congress created the Federal Terrorism Risk Insurance Act (TRIA). Its purpose is to provide a financial backstop to the insurance industry that would cap losses in the event of another large-scale terrorist event. TRIA was initially set to expire at the end [...]

SCIF To Raise Rates - It’s the Big Undo

State Compensation Insurance Fund is about to file a 6.5% rate increase for January 2014 and there’s even more coming in March. Remember its 2013 rate filing cut rates by 7% and they said the cuts were in anticipation of the cost savings from SB 863 reforms. The carrier is now preparing to claw back [...]